The law provides two different mechanisms to allow someone to direct your medical and financial affairs in the event of physical or mental incapacity.  The first is through the execution of estate planning documents referred to as advance directives and the second is by petitioning the court for the appointment of a Guardian for the […]

Clients often call me asking whether transferring their home to their children is a good idea. Their goal is to make sure their house is protected in the event they need long-term care Medicaid, whether that be home care or nursing home care. Among the different options, including irrevocable trust, is a life estate deed. For […]

A reverse mortgage is often utilized by older Americans to supplement their income during retirement by accessing the equity in their home.  The proceeds of a reverse mortgage can be used for any financial obligations the senior may have, including routine maintenance of their home.  The reverse mortgage is a complex type of mortgage loan […]